Before you shop, check our Store Directory to make sure the retailer accepts Zip instore. Some partners are online only.
To pay with Zip instore:
Log in and tap Instore.
Confirm the card you wish to use for payment.
Create your Instore code.
Show the QR code to the staff member at checkout, or key the numerical code into the EFTPOS terminal.
You can spend up to your available Zip spend limit.
To avoid delays at checkout, make sure:
You’re logged in before you reach the counter
You have enough available spend limit
Your app is updated to the latest version
If you have trouble generating a code, please contact us and we’ll be happy to help.