We offer a simple instalment plan for Kiwi shoppers, allowing a purchase to be split and paid for in four instalments, due every 2 weeks. So you'll pay for your first instalment (25% of the order total) at the time of purchase with Zip, instead of paying the total amount, and the remainder over time.
Simply shop with one of your favourite stores found in our Store Directory and choose Zip as your payment method at checkout. First-time shoppers provide payment details; returning shoppers simply log in to make their purchase. It’s that easy!
After you check out, the goods will be provided by the merchant. At any time, you can log in to your Zip account to see your payment schedule and make a payment before the due date. Otherwise we will automatically take the money from your debit or credit card every 2 weeks from your first instalment over 6 weeks.
There are no fees when you pay on time. With interest-free instalments, the only extras charges are for late payments. You can find your payment schedule in your Zip customer portal or via the Zip mobile app, and we'll send you regular reminders about your instalments too.