Zip Pay in 4 lets you split your purchase into four equal instalments, due every 2 weeks.
You’ll pay the first instalment (25% of the total) at checkout. The remaining three instalments are automatically charged every 2 weeks over 6 weeks.
To get started:
Shop with one of your favourite stores in our Store Directory
Choose Zip at checkout
First-time customers enter their payment details
Returning customers simply log in
Once your order is approved, the retailer will supply your goods.
You can log in to your Zip account at any time to:
View your payment schedule
Make a payment early
If you don’t make a manual payment, we’ll automatically debit your linked debit or credit card on the due dates.
Read more about how online and in-store purchases work.
There are no fees when you pay on time. Zip’s instalments are interest free, although late fees may apply if a payment is missed.
You can check your upcoming payments in your Zip customer portal or in the Zip app. We’ll also send reminders before each instalment is due.
After you check out, the goods will be provided by the merchant. At any time, you can log in to your Zip account on the Zip customer portal or via the Zip mobile app to see your payment schedule and make a payment before the due date. Otherwise we will automatically take the money from your debit or credit card every 2 weeks from your first instalment over 6 weeks.