Zip payments are scheduled fortnightly.
You’ll pay:
25% upfront at checkout
25% every fortnight over the next 6 weeks
We begin processing payments after 10.00am on the due date using the card linked to your Zip account.
If a payment attempt is unsuccessful, or you’d like to pay early, you can make a manual payment in the Zip app or by logging in to your account.
To avoid a $10 late fee, make sure your payment is completed before 11.59pm on the due date.
If you’re unsure when a payment is due, you can check your upcoming instalments anytime in the Zip app or your Zip customer portal.
Instalment timing overview
Your first instalment (25% of the total order amount) is due immediately when you place your order.
Your remaining three instalments are automatically scheduled every fortnight over 6 weeks.
Example schedule:
| Instalment | Due | Date (Example) |
| 1st Instalment | Day of purchase | Friday 1st January |
| 2nd Instalment | 2 weeks later | Friday 15th January |
| 3rd Instalment | 4 weeks later | Friday 29th January |
| 4th Instalment | 6 weeks later | Friday 12th February |
If you need to change a payment date, see this article for instructions on how to request a payment date change.