Payments are automatically scheduled to be taken fortnightly. You’ll pay 25% upfront, then 25% fortnightly for the next 6 weeks. We try to take payment during the day. If this fails, or if you'd like to make a payment earlier, you can use the Zip mobile app or log in to your Zip account here and manually make payment. Be sure to pay before midnight on the due date to avoid a late payment fee of $10.
If you are unsure when your payment is due, you can always view your payments and check the due date in the Zip app or from your account on the Zip online portal.
Timings and due date of your instalment payments
- For all of fortnightly instalment payments, your payments will be automatically processed on the due date after 10 am on the card linked to your Zip account.
- Your first installment (25% of the total amount) is always due on the day of your order, the moment you place your order.
- In regards to your second, third and fourth (final) instalment, those are spread out over 6 weeks every fortnight. For example:
| Instalment | Due | Date (Example) |
| 1st Instalment | Day of purchase | Friday 1st January, 2021 |
| 2nd Instalment | 2 weeks later | Friday 15th January, 2021 |
| 3rd Instalment | 4 weeks later | Friday 29th January, 2021 |
| 4th Instalment | 6 weeks later | Friday 12th February, 2021 |
If you need to make changes to your payment dates, see this article for instructions on how to change your payment date.