As part of our process to provide you with a financial service, our system evaluates several factors to determine your spending limit, primarily by conducting a credit check. If you do not meet our minimum requirements, your application may be declined.
We take this step to ensure that our customers are capable of making their repayments punctually. Our commitment is to assist our customers in maintaining a healthy financial position. If you feel your credit score has improved since your last Zip application, we can rerun this credit check for you to reassess your spend limit. Get in touch with our team here to do so.
To learn more about your credit score and credit history, get in touch with Centrix here.