When you link a new Visa debit or credit card to your Zip account, we will perform a pre-authorization by charging 1 cent to the card. This is done to verify that the card is valid and can be used for transactions.
Once that card is added to your account, Zip automatically and immediately instructs your bank to release the 1 cent pre-authorisation.
It may take up to 7 business days to appear back on your card, depending on bank processing times.