We don’t charge any fees or interest if you pay early or on time.
If you miss a scheduled instalment:
A $10 default fee is added to your account
Your spending will be paused until your overdue payments are made
An additional $10 fee is applied for each week the payment remains unpaid
Late fees are capped at $40 per order.
We encourage you to bring your payments up to date as soon as possible to avoid further fees.
If payments continue to be missed, your account may be referred to a collections agency and this could negatively impact your credit score.