Zip NZ and AU are part of the same company, but we operate as separate entities with distinct products and teams. Although we share the same parent organisation, we focus on serving the specific needs and preferences of customers in New Zealand and Australia separately. This structure allows for tailored solutions and localised strategies to effectively cater to the unique requirements of each market.
While there may be similarities in terms of branding and overall mission, Zip NZ and AU maintain their individuality to better serve their respective customer bases. Our "Pay in 4" product is separate and quite different from the Australian account-based product.
Currently, it is not possible to use a Zip NZ account to make purchases from Australian merchants.
Please check our store directory here to look for Zip NZ merchants.