Is there a limit to how many Pay Longer orders I can have in progress at once? No! You can have as many concurrent Pay Longer or Pay in 4 orders as your Zip spend limit allows. Related articles Where can I view the payment schedule for my Pay Longer orders? How is my spend limit determined? How do fees work for Pay Longer transactions? My Pay Longer application was declined, when can I apply again? How often will Zip access my bank account information?