As we are giving you access to finance, our system assesses a number of factors to work out your spending limit (primarily a credit check). If you don't meet our minimum requirements you may be declined. We do this as are committed to ensuring our customers are in a position to make their repayments on time. If you feel your credit score has improved since your Zip application, we can rerun this credit check for you to reassess your spend limit. Get in touch with our team to do this << here >>.
To learn more about your credit score and credit history, get in touch with Centrix << here >>.